HUD: FHA Extends Foreclosure and Eviction Moratorium Policy

FHA Extends Foreclosure and Eviction Moratorium Policy:

On January 21, 2021, the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2021-03, “Extension of Foreclosure and Eviction Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency. Yesterday, President Joseph R. Biden directed agencies to extend a federal moratorium on evictions and a moratorium on foreclosures on federally guaranteed mortgages in response to the coronavirus pandemic. This ML announces a moratorium of foreclosures and evictions for single family properties with FHA-insured mortgages through March 31, 2021.

The moratorium applies to all FHA Title II Single Family forward mortgages and Home Equity Conversion Mortgages (HECM), except for those secured by vacant or abandoned properties.

This ML also extends the deadlines for the first legal action and reasonable diligence timelines for 120 days from the date of expiration of this moratorium for FHA-insured Single Family mortgages, except as noted above.

Please direct any questions to:

View all HUD-FHA Mortgagee Letters

Courtesy of HUD Counseling Program

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