News & Event
PROVIDENCE – As part of its mission to build vibrant and sustainable communities, Rhode Island Housing, joined by Providence Mayor Jorge Elorza and Warwick Mayor Scott Avedisian, last week announced the relaunch of its popular “First Down” program, which provides $7,500 in down payment assistance to eligible first-time homebuyers purchasing a home in one of the Rhode Island communities hardest hit by the foreclosure crisis.
To date, more than 280 Rhode Islanders have taken advantage of the First Down program, and with this expansion, R.I. Housing expects to help an additional 800 families. First Down targets the six Rhode Island communities most affected by the foreclosure crisis: Providence, Pawtucket, Woonsocket, Warwick, Cranston and East Providence.
For more information on the First Down program, including eligibility guidelines and a list of participating lenders, call 401-457-1157 or visit www.firstdownRI.org .
Courtesy of The Valley Breeze
Wednesday, November 1, 2017
2200 Southwood Drive, Nashua, NH
We invite you to be a part of the second New England Lead Conference taking place on Wednesday, November 1, 2017 in Nashua, NH. Hosted by the New England Lead Coordinating Committee, the conference will include a variety of educational sessions focusing on lead prevention, policy, model programs, outreach, the EPA’s Renovation, Remodeling and Repair Rule (RRP), lead abatement, compliance, and the economics of lead poisoning.
Read more >
October 4, 2017 in Events, Local Interest
The Narragansett Times: Dziobek steps down as Welcome House director
By KENDRA GRAVELLE Sep 29, 2017
SOUTH KINGSTOWN—When Joseph Dziobek accepted the position of executive director of Welcome House of South County nearly three years ago, he had expected the job would make for a simple transition into retirement.
But what was intended as a part-time gig turned into much more than that for Dziobek, who this week left his post.
“It’s been a challenge,” said Dziobek, whose last day on the job was Monday. “And it’s been very satisfying—I feel very close to the people who have been a part of it.”
Dziobek, 66, took the job at Welcome House after retiring from his career as CEO of Fellowship Health Resources. He said he intended only to stay for two or three years.
October 4, 2017 in Local Interest
Final Days to Register: 2017 Housing Fact Book Release
Date: Wednesday, October 11, 2017
Luncheon: 12:00pm - 1:30pm
Location: Rhode Island Convention Center, 1 Sabin Street, Providence RI
October 3, 2017 in Events, Local Interest
Rhode Island College: The Defamation Experience
Monday, October 30, 2017
5:00PM - Doors Open
6:00PM - Performance
SPONSORED BY: THE DIVISION OF COMMUNITY EQUITY AND DIVERSITY AND THE DIVISION OF STUDENT SUCCESS
THE PLAY * THE DELIBERATION * THE DISCUSSION
September 27, 2017 in Events, Local Interest
NLIHC: Sign Letters to Support Equitable Housing Recovery after Devastating Hurricanes
Help ensure that low income people and neighborhoods are treated fairly after Hurricanes Harvey, Irma, and Maria. A broad coalition of national, state, and local organizations is calling on Congress, FEMA, and HUD to ensure that the federal response to Hurricanes Harvey, Irma, and Maria is complete and equitable for everyone, especially families and individuals with the lowest incomes who are often the hardest hit by disasters and have the fewest resources to recover afterwards.
September 27, 2017 in Local Interest, National News
Roger Williams University: Social Justice Month Events
Thursday, Oct 19
Mary Tefft White Center
How Housing Works
4:00pm – 6:00pm
Sponsored by Housing Works RI and RWU Chief Diversity Officer
Keywords: socioeconomic status, race, jobs, housing, equity
Workshop with Brenda Clement, Director of Housing Works Rhode Island and Ame Lambert, RWU Chief Diversity Officer.
An overview of housing issues in Rhode Island and connections to the larger social justice agenda.
September 25, 2017 in Local Interest
Providence Journal: People on the move for the week of Sept. 17
Posted Sep 13, 2017 at 5:34 PM
Updated Sep 13, 2017 at 5:34 PM
Rhode Island LISC
Rhode Island Local Initiatives Support Corportation has welcomed two new employees. Jeremiah O’Grady, of Lincoln, joined LISC as program officer after spending more than 12 years at ONE Neighborhood Builders as real estate project manager and director of asset management and operations.
Liz Klinkenberg, of Warwick, was hired as communications director. She brings more than 15 years of public relations experience to her new position, including work for The Miami Herald and The Providence Journal.
The Providence American: Reed Announces $300k in Community Development Grants for NeighborWorks Affiliates
WASHINGTON, DC – In an effort to promote healthy, vibrant neighborhoods across Rhode Island, U.S. Senator Jack Reed today announced an additional $300,000 in federal funding for three Rhode Island-based affiliates of NeighborWorks America (NeighborWorks). These federal funds will help NeighborWorks Blackstone River Valley, ONE Neighborhood Builders, and West Elmwood Housing Development Corporation to provide affordable housing opportunities, generate job growth, and enhance economic stability for working families. Earlier this year, Senator Reed also helped to secure over $750,000 in federal funding for NeighborWorks affiliates in Rhode Island, bringing total NeighborWorks investment in the state to above $1 million for fiscal year 2017.
September 21, 2017 in Federal News, Local Interest
The Providence American: Providence Unveils PVD Gives Donation Station
PROVIDENCE, RI – Mayor Jorge O. Elorza today joined members of the City Council, public safety officials, and community leaders who have been named to the PVD Gives commission for the unveiling of the City’s first Donation Station at Kennedy Plaza. The retrofitted parking meter is one of ten stations that will be installed across the city to collect funds that will support local organizations that provide housing and services to those in need.
“PVD Gives and the new Donation Stations make it easier to give back,” said Mayor Jorge Elorza. “Our collective generosity can make all the difference in the lives of those striving to get back on their feet. I encourage visitors and residents to chip in and be part of the solution.”
September 21, 2017 in Local Interest
Providence Journal: Report: New England losing 65 acres of forestland per day
By Steve LeBlanc / Associated Press
Posted Sep 19, 2017 at 11:21 AM
Updated Sep 19, 2017 at 11:21 AM
BOSTON — New England has been losing forestland to development at a rate of 65 acres per day — a loss that comes at a time when public funding for preservation of open land, both state and federal, has also been on the decline in all six states.
That’s the conclusion of a report released Tuesday by the Harvard Forest, a research institute of Harvard University.
The study found public funding for land conservation in New England dropped by half between 2008 and 2014 to $62 million per year, slightly lower than 2004 levels.
Boston– October 30, 2017 – Santander US CEO Scott Powell today announced Santander’s “Inclusive Communities” plan, Santander Bank’s new $11 billion, agreement with the National Community Reinvestment Coalition (NCRC) to increase lending, community development, and charitable giving. The plan outlines Santander’s commitment to communities across its eight-state northeastern U.S. footprint for 2017 through 2021, during which time Santander will increase its Community Reinvestment Act (CRA) activity by 50 percent and triple its investment in charitable grants.
Over the next five years, Santander will provide:
- $4.2 billion in residential mortgage loans for low- to moderate income families
- $1.9 billion in small business lending
- $3 billion in community development lending
“This plan is the foundation of Santander’s approach to supporting the communities where we live and work,” said Powell, CEO of Santander US, the Bank’s U.S. holding company. “We recognize that Santander’s success is directly linked to the prosperity of our communities’ families, businesses and neighborhoods. By increasing lending, investments and financial education opportunities, we hope to boost the long-term economic success of low- and moderate-income individuals and neighborhoods.”
Powell announced “Inclusive Communities” at a meeting this morning in downtown Boston where he was joined by officials from the City of Boston, other public officials, and National Community Reinvestment Coalition (NCRC) President and CEO John Taylor.
"This is a good day for people in New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania, Delaware and my home state of Massachusetts,” said John Taylor, NCRC President and CEO. I want to applaud Santander for committing 11 billion in investments for underserved neighborhoods over the next five years. Santander’s leadership showed a special dedication to working with community leaders and better understanding the credit needs in the areas they serve. We are very pleased that this commitment, and especially the 10 new bank branches, will help individuals build wealth and neighborhoods build their economies."
“Inclusive Communities” was developed with significant input from and collaboration with more than 100 community-based organizations throughout the Bank’s footprint. Supported and facilitated by the NCRC, an extensive ten-month long process helped identify emerging community needs and strategies aimed at addressing the challenges faced by underserved communities in Santander’s key markets.
Read a in depth summary of Santander's "Inclusive Communities" agreement here
In addition to the Bank’s financial commitments, Santander is establishing a national Community Advisory Board (CAB) comprising representatives of not-for-profit community development organizations and financial inclusion advocates, as well as community development policy organizations, and representatives of local or state economic development or housing agencies. Members of the CAB are:
The Bank is also establishing statewide/regional advisory boards in its footprint to ensure ongoing community input and will be enhancing its current Community Development and CRA teams with the addition of 17 new positions in the coming years.
Local leaders applaud the agreement:
"ANHD applauds Santander for creating this new CRA plan. They listened to over 100 community based organizations to create a plan that is reflective of community needs throughout the bank's footprint, including New York City. We also appreciate the creation of national and regional community advisory boards, which put the structure in place to implement, monitor, and adjust the plan to ensure it has the greatest impact. We look forward to working with the bank to put this plan into action,” Benjamin Dulchin, Executive Director, Association for Neighborhood and Housing Development.
“New Jersey Citizen Action has had a longtime partnership with Santander Bank and its predecessor, Sovereign Bank. The bank's $11 billion commitment in mortgages, small business loans and community development lending will provide loans, access to capital and affordable housing for thousands of New Jerseyeans. I look forward to serving on the bank's National Community Advisory Board and working with Santander to ensuring that these dollars are reinvested in our communities,” Phyllis Salowe-Kaye, Executive Director, New Jersey Citizen Action.
“The effort behind this plan will ensure that those who live and operate businesses in developing neighborhoods can benefit, including immigrants and communities of color,” John Chin, Executive Director, Philadelphia Chinatown Development Corporation.
“As a leading Center for Independent Living for People with Disabilities in the greater Philadelphia Area, we applaud Santander's commitment to the community and our desire to increase affordable and accessible housing opportunities for the many Seniors and People with Disabilities who we serve throughout the region,” Thomas H. Earle, Esquire, Chief Executive Officer, Liberty Resources, Inc.
"Santander has had a long and impactful presence in the Greater Reading community. We look forward to continue working with Santander Bank and its team members in implementing this comprehensive plan, particularly in downtown Reading, where they have a large workforce and occupy almost 1/4 million sf of office space, in addition to having its name on the Santander Arena & the Santander Performing Arts Center," Edward Swoyer, President, Greater Berks Development Fund.
“This is an exciting and groundbreaking agreement that will improve our communities and transform lives. It demonstrates that banks and the communities they serve can thrive together when they work together. We congratulate Santander, NCRC, and the dozens of community based groups who worked so hard to make this happen,” Joseph Kriesberg, President & CEO, Mass. Association of Community Development Corporations.
“We believe this agreement with Santander Bank will go a long way in helping LMI communities in Waterbury CT. It provides a framework and capital for the hard-working people of the Northend section of town to rebuild a vibrant community,” Pastor Rodney Wade, President, Concerned Black Clergy Council of Waterbury.
“The Community Reinvestment Act is an important tool that empowers people in many ways. For example, the act can be used to conduct community development. As far as I am concerned, it protects LMI communities from senseless crime and violence,” Angela Mciver, Chief Executive Officer, Fair Husing Rights Center in Southeastern Pensylvania.
“This was a unique opportunity to work with fellow community organizations to determine priority needs and where we want Santander to direct their resources to help address those needs. It was also an opportunity for Santander to gain a better understanding of their community responsibility and measures needed to implement in the future. Represented organizations put a great deal of time and care into this process to ensure fairness and optimize outcomes for the communities we serve,” Majeedah Rashid, Chief Operating Officer, Nicetown Community Development Corporation.
"MAHA looks forward to continuing our partnership with Santander in reaching low- and moderate-income first-time homebuyers as we both seek to close the large racial wealth gap in Massachusetts", Symone Crawford, board president, Massachusetts Affordable Housing Alliance.
"Obviously, Home Ownership is the foundation upon which strong, thriving communities are based. We welcome the proactive steps being taken by Santander and we look forward to many years of success. Together, we can be the change that our communities need - one house at a time, one block at a time, one neighborhood at a time..." Stephen T. Gieringer, Executive Director, Neighborhood Housing Services of Greater Berks, Inc.
Partners in the Community Benefits Agreement:
Santander Bank, N.A. is one of the country’s largest retail and commercial banks with more than $79 billion in assets. With its corporate offices in Boston, the Bank’s 9,700 employees, more than 650 branches, 2,100 ATMs and 2.1 million customers are principally located in Massachusetts, New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania and Delaware. The Bank is a wholly-owned subsidiary of Madrid-based Banco Santander, S.A. (NYSE: SAN) - one of the most respected banking groups in the world with more than 125 million customers in the U.S., Europe, and Latin America. It is managed by Santander Holdings USA, Inc., Banco Santander’s intermediate holding company in the U.S. For more information on Santander Bank, please visit www.santanderbank.com.
Santander Holdings USA, Inc. (SHUSA) is a wholly-owned subsidiary of Madrid-based Banco Santander, S.A. (NYSE: SAN) (Santander), one of the most respected banking groups in the world with more than 125 million customers in the U.K., Europe, Latin America and the U.S. As the intermediate holding company for Santander’s U.S. businesses, SHUSA includes six financial companies with more than 17,500 employees, 5.2 million customers and assets of over $135 billion. These include Santander Bank, N.A., one of the country’s largest retail and commercial banks by deposits; Santander ConsumerUSA Holdings, Inc. (NYSE: SC), an auto finance and consumer lending company; Banco Santander International of Miami; Banco Santander Puerto Rico;Santander Securities LLC of Boston; and Santander Investment Securities Inc. of New York.
Posted Oct 11, 2017 at 12:01 AM
PROVIDENCE, R.I. — For families with household incomes below $50,000, the improving housing market in 2016 meant rising prices, and fewer homes and apartments they can afford to rent or buy, according to a new report from HousingWorks RI at Roger Williams University.
The report found that in 2016, only two communities, Central Falls and Providence (not counting the East Side) offered “homes for sale that fit a household budget of under $50,000.”
For renters, there was no municipality in the state where the average cost of a two-bedroom rental apartment was affordable on a household income of $30,934, the median income for Rhode Island renters.
Even for renters earning less than $50,000, there were just six communities where the average rent price was “affordable:” Central Falls, Cranston, East Providence, Pawtucket, Providence (without the East Side) and Woonsocket.
Housing is deemed “affordable” if housing costs consume no more than 30 percent of a household’s gross income.
“Simply put, Rhode Island needs more housing,” said Barbara Fields, executive director of Rhode Island Housing. “The real estate market is booming right now, and that means housing prices are rising — which puts pressure on families who are already struggling to get by. The good news is that we have already begun taking steps to increase production, and the $50 million housing bond that passed last year is a start.”
As the “affordability gap” grew, there was also a jump in the number of foreclosures last year. There were 1,561 foreclosure deeds issued in the Ocean State in 2016, an increase of 32 percent compared with 2015, according to the 2017 Housing Fact Book.
In addition, “Rhode Island’s rate of seriously delinquent loans is still among the highest in the United States, ranking ninth in the fourth quarter of 2016,” the report added.
The Fact Book, an annual report from HousingWorks RI, tracks affordability and other housing issues across the state. It was scheduled for release Wednesday at HousingWorks’ annual luncheon, which this year includes a morning panel discussion “offering an in-depth look at the numbers.” HousingWorks RI is a nonprofit research group that became part of Roger Williams University in 2014.
The Fact Book also tracked an increase in 2016 in building permits, which rose by 23 percent to 1,226 permits. But this level is still far below projected needs.
“As noted in the Projecting Future Housing Needs Report (2016), commissioned by Rhode Island Housing, over the next 10 years there is an anticipated need for more than 34,000 new homes,” the Fact Book added, and “demand is for more than 27,000 of those to be multifamily and able to serve households with incomes less than 80 percent of area median income ($40,400 to $68,000 for households of one to four across the state).”
But many communities still have far to go in reaching the state-mandated goal of having 10 percent of their housing stock be long-term, deed-restricted affordable housing, the report added. Just five communities have met the goal: Central Falls, Newport, New Shoreham, Providence and Woonsocket.
Communities with less than 3 percent include: Barrington (2.66), Charlestown (2.86), Exeter (2.36), Foster (2.05), Glocester (2.23), Little Compton (0.56 percent), Portsmouth (2.83), Richmond (1.89), Scituate (0.85), and West Greenwich (1.41). However, statewide, the average is up to 8.29 percent.
Rhode Island continues to have an exceptionally low homeownership rate, particularly for communities of color.
“At 60 percent, Rhode Island has the lowest rate of homeownership among the six New England states, and ranks 46th nationally,” the report added. “Across race and ethnicity, homeownership rates in Rhode Island show great disparity. White residents have a homeownership rate of 65 percent, while Latino, Black and Asian household rates are 28 percent, 31 percent and 50 percent, respectively.”
On Twitter: @ChristineMDunn
R.I. housing costs, 2016
Median house price: $239,900
Income needed to afford this: $68,065
Average two-bedroom rent: $1,288
Income needed to afford this: $51,520
SOURCE: 2017 HOUSING FACT BOOK
Courtesy of Providence Journal
By Christine Dunn
Journal Staff Writer
PROVIDENCE, R.I. — More than 200 residents of the Hartford Parks and Manton Heights public housing developments have enrolled in Jobs Plus, a grant-funded program run by the Providence Housing Authority.
Staffers from the PHA, local officials and partners, and Jobs Plus participants met Thursday morning to mark the progress of the program, which launched in April.
The PHA received a four-year, $2.9-million grant from the U.S. Department of Housing and Urban Development to run the Jobs Plus program. The PHA was one of 24 public housing authorities in the country selected for the competitive grant program.
Jobs Plus aims to increase residents’ earned income without penalizing them with a rent increase, with the goal of creating a “culture of work” in public housing.
The staff established partnerships with local organizations to provide participants with access to work-readiness training, industry-specific job skills training, and job placement and retention services.
Diana Saldana, who lives in Manton Heights, started working as a part-time Jobs Plus community outreach worker in May, and in August she got a full-time job with benefits as an administrative assistant at We Make RI.
Another aspect of the program is financial literacy. Jennifer Hawkins, executive director of One Neighborhood Builders, said her group is offering financial literacy and financial coaching help to residents.
Carmen Navarro from Hartford Park received financial literacy training, and also enlisted in ESL classes to help her understand and pass the Rhode Island Nursing Assistant state exam. She trained to become a certified nursing assistant while also holding down a full-time job.
Mayor Jorge Elorza, acting City Council President Sabina Matos, Councilwoman and PHA board member Mary Kay Harris, Nicolas Retsinas, who chairs the boards of both the PHA and Rhode Island Housing, and Progreso Latino Executive Director Mario Bueno were among those who attended the event to cheer on the PHA effort, led by Program Manager Julie Piccolo.
Many paid tribute to PHA Executive Director Paul Tavares, who is retiring at the end of the year.
“I thank you for your honorable service,” said Nancy Smith Greer, director of HUD’s Rhode Island office.
The West Warwick Housing Authority announced their partnership with the University of Rhode Island’s Community Health Student Nurses; Program. Student nurses, participating in the program, visit the Housing Authority’s two elderly/disabled developments at West Warwick Manor and Clyde Tower to conduct health screening of residents. Many residents have benefited from the program.
Rose Courtemanche from West Warwick Manor said, “I’m happy to see them here for the free service. It saves me from an extra trip to the doctor’s office just to have my blood pressure checked.”
Tom Stegnicki, Community Health Instructor for URI’s Community Health Student Nurses Program, stated, “We are very pleased to partner with the West Warwick Housing Authority by providing health screening, including blood pressure and blood sugar screening. The partnership is a win-win situation. The housing authority residents receive free health screening, while the student nurses receive practical experience by working with a diverse community.
Lisa Cancelliere, the Housing Authority’s Resident Services Coordinator, stated, “I appreciate URI partnering with us to provide these valuable healthcare services. We fully intend to continue this type of program, as well as sponsor a Health Fair for residents in the very near future.
The WWHA was founded in 1962 and manages 250units of public housing and over 160 units of Section 8 Housing Choice Vouchers. WWHA is home to approximately 275 elderly and disabled residents.
Courtesy of The Kent County Daily Times
By: Cassius Shuman, Friday, 10/20/17
With the current travails of Edward Roberge, the Town Council appointed Town Manager, whose negotiations are on hold until he finds housing on Block Island, the Town of New Shoreham is facing what Town Councilor Chris Willi says is a “critical issue” that should be addressed by providing a “housing stipend.” (Roberge told The Block Island Times on Wednesday that he feels he’s getting closer to finding housing.)
“Securing any credentialed employee, or employees in general, for any position in the private or public sector requires housing,” said Willi. “It’s obviously much harder here, so it is critical to retain someone. Case in point; look at the (Block Island) Medical Center and Dr. (Mark) Clark — no different.”
The Town Council appointed Roberge by unanimous vote as its new Town Manager on Sept. 25. The problem is Roberge has been unable to conclude negotiations with the town and move into office at Town Hall because he has not secured housing; a dilemma that the town and many of its hires have been burdened with in the past.
Roberge, who will be relocating from Bow, New Hampshire, travelled to the island on Oct. 12 to look for housing. Willi said Councilor André Boudreau has been assisting Roberge with his search. “André has been shepherding this part along and I believe it’s very close to being resolved.”
“Obviously Mr. Roberge cannot commit to a contract without housing — call it part of a salary or assistance,” said Willi. “Any Town Manager would consider housing costs before agreeing to a salary.” Willi said “availability” and “cost” are the main issues impacting Roberge’s housing search.
Willi said the town shouldn’t necessarily be in this position, and the wounds may be self-inflicted. “The reality is the entire Town Council voted (during an April 6, 2016 meeting) to have the Large Capital Asset Strategy group look at an approach for employee housing, and did not endorse Mr. Warfel’s suggestion,” which included offering a housing stipend. Chris Warfel served as Councilor on the previous Town Council.
The minutes from that meeting reflect Willi’s assertions, and note that First Warden Ken Lacoste believed at the time that “the existing compensation and benefit line are adequate to cover salary and housing.”
Second Warden Norris Pike, who also served on the previous Town Council and voted no on a housing stipend, said he feels that providing a stipend would open Pandora’s Box. “I was opposed to the housing stipend,” he said. “If we were to propose a housing stipend for every town employee we would have to take it to the Financial Town Meeting. Providing a housing stipend doesn’t make a lot of sense. The money could be negotiated into the Town Manager’s contract instead of providing a stipend.”
When asked her response to Willi’s comments, Councilor Martha Ball said, “Thank you for providing me the opportunity, but I will not dignify a totally inappropriate Facebook post with a response. We are in negotiations, it is beyond irresponsible to play that out in the press. Bringing those negotiations to a positive conclusion is my priority right now.”
Willi said that it’s water under the bridge. “We need to consider our town budget and compare mainland costs to island costs, taking into consideration availability as a factor and determine the (housing) stipend. I couldn’t possibly suggest a number until I see the numbers.”
“The compensation and benefit line would obviously give consideration to housing costs. We needed to go the extra step, in my opinion, and actually have the housing options available before we advertise or hire someone,” said Willi. “This could have been done through the bid process in advance. Mr. Warfel’s suggestion was a good one.”
Willi noted that the town has “programs in place that need enforcement. Then we can assess moving forward” on this housing issue. “Seasonal housing is as big an issue as year round housing. We have done an excellent job with affordable home projects like the one I live in, but more is clearly needed.”
Pike said the town needs to come up with a way to provide “year-round apartments, first for teachers, then police officers, and town employees, if needed.” The housing the town provides “should be secure and affordable. I think we have the land and the ability to do something like that. The rent would offset the cost.”
Update from Roberge
Roberge told The Times that he and his wife had a “short, but productive visit” on Block Island on Thursday, Oct. 12. “While options are limited, we do feel we are getting closer to some possibilities that could work,” said Roberge, who noted that he took the 9 a.m. ferry to the island and departed at 3 p.m. “We’re still working out the length of term of the rental with the property owners.”
“We looked at three properties, as well as quick ride-bys on several possibilities,” said Roberge. “First Warden Lacoste and Councilor Boudreau joined us in visiting the properties. Councilor Ball met us at the ferry to say hello and welcome my wife to the island. That was very nice.”
Pike said there appears to be “some possibilities” for housing for the new Town Manager. “I think Ken and André have located a couple of houses, so it’s not a crisis.”
As for the boat ride during what were adverse conditions last Thursday, Roberge said, “The boat ride was a little bumpy, but we made it out and back just fine. It ended up being a beautiful day. We love to be out on the water.”
Courtesy of The Block Island Times
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