News & Event
By Mary MacDonald | April 27, 2018 6:30 am
R.I. Housing and Mortgage Finance Corp. is celebrating its 45th anniversary this year in a position of financial strength, says Executive Director Barbara Fields.
It has created programs to assist first-time homeowners, expanded its servicing of mortgages to include those generated by MaineHousing and emerged from the Great Recession with a surplus of financial assets.
But it is working against a backdrop of unaffordability. Half of all renters and 30 percent of homeowners in Rhode Island are housing-cost burdened, paying more than 30 percent of their take-home income on rent and utilities.
Fields has been executive director of the quasi-public agency since January 2015. She previously was the New England regional administrator for the U.S. Department of Housing and Urban Development and the director of the Local Initiatives Support Corp. in Providence.
What’s the best way for Rhode Island to increase access to affordable housing?
“Build, build, build,” she said.
How has the mission of R.I. Housing changed over the past 45 years? R.I. Housing was established by the General Assembly in 1973 as a public corporation of the state. We have an independent existence from the state, although they exercise a central control over our board. Our primary purpose was to encourage investment of private funds for the development of housing for low- and moderate-income persons, and to function as a source of capital for affordable-housing development. We were basically set up to be the state’s housing bank at a time when many other states were doing this. Today, there are 53 housing finance agencies [nationally].
Within Rhode Island, what is your share of home loan origination? Last year, we did 13 percent of the mortgages in the state. Origination … is only 15 percent of our business. Eighty-five percent of our business comes from working with 40 brokers and lenders and we consider them, obviously, critical and important partners. The No. 1 is [Coastway Community Bank]. They help bring us business. Housing is economic development. We help support local businesses. … Also, we were set up to bring private money in to help people get into home ownership. We go to Wall Street and float taxable and tax-exempt bonds, both for single-family and multifamily.
Since the [Great Recession], what has changed in our business is we also sell in the secondary market. We get a warehouse line of credit. We work with three or four banks. We purchase the mortgages and when we get enough, we bundle them and we sell them in the secondary market as securitized mortgages.
What’s the benefit of doing that? The interest rates have been extremely low. There are key Rhode Island officials … who got their first mortgages at RIHousing. [Former Auditor General] Ernie Almonte in 1982 or 1983 bought [his] first house. The rates were 15-16 percent and we could get you 12 [percent]. We forget. In a video on our website he stands in front of his first house. That speaks to what our major focus and mission is. People who are early in their career, buying a home and setting roots in the community. Last year was a banner year. We did almost 1,800 mortgages. The average age of someone who got a mortgage through RIHousing last year was 37.
Is there any focus this year for the organization? Rental apartments for working families, working individuals and a lot more seniors. We have a growing senior population. … [Recently], we got the first-ever Capital Magnet Fund. We got one of the largest in the country. It’s from the U.S. Department of Treasury. It’s $4.7 million and it will help us on a key focus. … We run a lot of federal programs on behalf of the state. One of them is the federal low-income housing tax credit. … There are two sets of credits. One is a deeper subsidy, called the 9 percent. It’s highly competitive. We’re doing as much as we possibly can with what we get. The other, which is a shallower subsidy [of 4 percent] that has to be used with our first mortgage, that is limited by the state’s bond capacity. We are not tapped out, and we would love to do more of those deals. And produce more rental housing and preserve housing that exists. [With] that Capital Magnet, we’ll be able to fill that hole, between the 4 percent and the 9 percent.
What is the profile of your mortgage borrower? The average household income for the homeowners we served last year was … about $66,000 to $67,000. That’s teachers who may be in for a few years, certified accountants, nursing assistants, construction workers. This is the heart and soul of what makes up our middle class. And the average sale price was just under $200,000. And I’m proud of the fact that 27 percent of our mortgages are reaching the minority community. We’re seeing rising prices, so some of that rise is good, it means our economy is getting better. … One of the challenges is … just having more housing built in the state.
You’ve touched on the lack of inventory in single-family homes. What is the solution? How do we get more inventory? Build, build, build.
How? There are different pieces. Some of them we’re beginning to explore: if there are zoning challenges and communities that aren’t interested. Personally, I’ve been going around the state for the past year. I’ve been in Barrington, Middletown, Cumberland, talking to mayors, city councilors and town councils. I would have to say, by and large, they are welcoming. Everyone at this point has a story to tell. It’s either my son won’t leave the house, [or] soon it will be my mother won’t leave the house. Or my sister-in-law’s godchild and her fiancé are looking for a house, and they can’t find it. Seniors are staying longer in their homes. They’re living longer and are in better health. That’s not freeing [housing] up.
If there is an understanding of what the issue is, why aren’t more towns creating zoning to allow more density? I think South Kingstown just did some [rezoning] along Route 1. As I say to the communities, think about your community. I’ve been out with two mayors now, I’m about to go with a third, [and I say] drive me around your city, your town, and tell me, where do you want development? Because it is likely to come, and wouldn’t you want to proactively direct it to those places? In South Kingstown, they started talking about some properties that they knew.
There is always going to be some NIMBY-ism [or “not in my backyard”], but we have not had that raised as a major issue. We’re now funding our second project in Barrington. … We have done one now in Shannock Village, in Charlestown. These are apartments for families, most earning between $30,000 and $50,000 a year. Anyone can apply. But mostly you get people from your community. When we run the numbers in these communities, usually you find 20 percent of current residents would be eligible. … The most important thing to understand is there isn’t one type of housing that we advocate for. We have high-rise buildings. We have single-family homes being built. We have duplexes. We have ground-floor retail and townhouses.
So, people may have a visual that pops into their head when they think of affordable housing. They don’t want it developed in their community because they think it’s going to be ugly? We’re smarter about how to build [today]. We think about housing as part of the community, and community is the economic life of the state. I’m a community-development person coming into housing, so I am always thinking about the connection. We always look when we are financing multifamily rental, where are the parks, where’s the bus line, where do you shop for groceries? What is it that makes a community?
People still assume millennials are living in the basement with their parents. But they’re out there buying now, they are the starter-home market. You have a variety of mortgage programs, including down-payment assistance. But they’re running into an inventory problem. Are the state’s demographics part of the problem? It’s a variety of factors. You have millennials who are now ready to buy. You have a tremendous change in the economy. We went from the second-worst unemployment rate in the country to one of the lowest. We did a 10-year study. Even if the population grows slowly, we projected it would grow at 5 percent [over 10 years]. Households will grow at 12-13 percent. People are waiting longer to marry. You have a lot of singles, or two people in a house without a child until later. So, people need more houses. People are divorcing. You have more households being created by all of these factors. Especially if you go back and see what was going on 30 years ago. The average size in public housing is smaller. Occasionally we will see a proposal come in with a four-bedroom unit or a five-bedroom unit. But we are building one, two and three [bedrooms].
There is some pushback in Providence that the new housing being constructed is primarily downtown housing not designed to accommodate families, who also need housing. Does Rhode Island need more small apartments? A healthy rental market has about a 6.5-7.5 percent rental vacancy rate, so you have turnover, you have empty units for people to come and look at. The nation is below that. Rhode Island dropped last year … to under 4 percent. And Providence is lower than the state. Providence is about 2 percent. So, we need rental apartments, as well as owner-occupied apartments. We’re in a niche, but it’s needed across the income ranges. Part of what’s increased the demand here also is people coming from the Boston area. This is an attractive place to live.
In Massachusetts, a state law called 40B seems to have more strength in getting affordable housing built in individual towns. (The law allows developers to bypass local zoning in towns or cities that have less than 10 percent of the housing stock available at affordable prices.) What is the challenge for Rhode Island’s affordable-housing requirement? FortyB has a lot more teeth. I would say, yes, we have a 10 percent law. … A [state] commission is looking at how to make it stronger.
Do you think it needs to be made stronger, to distribute affordable housing? Yes, I believe so. When you sit down and talk to a community about who would live in the housing you’re talking about, it becomes a very different story. Up here, it’s like numbers, ideas and images. Down here, it’s “Oh, it’s my best friend. It’s my brother-in-law.”
There are many Rhode Islanders who earn less than the state median, as well. I don’t care what your job is. No one makes in their first five years what they might later. We want to accommodate that. I’m sure Ernie Almonte’s salary is different today than it was 25 years ago, when we helped him buy his first house. But that was a good investment to make. It wasn’t a giveaway.
Some activist groups have recommended rent control in Providence, to dampen price escalation. Is rent control an option? My preference is to build. Supply is the approach now being done in Boston. If we can increase the supply, it helps to moderate the prices. We are also involved in several efforts to make sure we maintain the affordable units that we have, that work for people at the lowest income levels. We are very committed to preservation, whether it’s senior units or family housing. We need to preserve what we have. A lot of the housing we’re preserving is 30 years old.
Some community advocates in Providence think city incentives via tax-stabilization agreements should not be used on luxury housing. The Fane Organization tower could be the next argument over this. Should public incentives be used for luxury product? I would just say the TSA process needs to be predictable. No matter what program we run, people want predictability. In Providence, TSAs are needed so we have predictability. If you meet these requirements, you can come in.
Sen. Howard Metts, D-Providence, has raised the issue of discrimination against Section 8 tenants, that the people who hold the vouchers are having trouble finding apartments. He has proposed a law that would prevent landlords from using the source of income as a reason to block a lease. Is this an issue? Absolutely. Thirteen states have that law, including four New England states. We’re supportive of [his proposal].
Gov. Gina M. Raimondo has proposed a transfer to the state of $5 million from R.I. Housing in fiscal 2019. Can the state “scoop” your funds? The board will have to vote on it. We’re going to minimize the impact. It will have an impact, obviously, but we’re going to minimize it. This came up in January. We know the budget will be made by the end of June.
Why did you agree to do it? The governor controls the board and we’re part of the team. Someone talked to the chairman. It’s not an optimal situation. But we’re going to minimize it. We get rated by the bond-rating agencies and we’re talking with them. They will take a look at our rating. But we happen to be in a strong position.
According to your most recent annual audit, your loan-loss contribution fell dramatically in fiscal 2017. What is the story behind that? The market is doing better. People are doing better. We had tremendous losses during the recession, now we’re on a different path. We hope it continues.
The same audit indicated that the three-month delinquencies on R.I. Housing mortgages rose between 2016 and 2017. What is the reason for that? We had a slight uptick, but we are on top of it. We are below nationwide and below New England. We have new metrics we’re following and are working with our 40 brokers and lenders. We look at people’s credit scores and we look at their ratios. We meet, we want [the Federal Housing Administration] to purchase our mortgages, FHA and Fannie Mae. We have some flexibility. We instituted a credit score to raise it a little, to make sure we’re in line with the rest of the New England states.
Some people think homeownership shouldn’t necessarily be identified as a dream for everyone. That maybe we shouldn’t be encouraging homeownership. Do you have any thoughts on that? We should always have a range of housing options. … There are people who need a homeownership opportunity, they’ve saved for years. It may be a single-family, a townhouse, a condominium. We need rental opportunities. Seniors who owned a home who need a rental opportunity. Supportive opportunities, say veterans, where there are services on-site for them. And we also work on properties where we have the vouchers. Every community needs to think, at different points in people’s lives … there are different reasons why people choose types of housing.
Courtesy of Providence Business News
Wednesday, November 1, 2017
2200 Southwood Drive, Nashua, NH
We invite you to be a part of the second New England Lead Conference taking place on Wednesday, November 1, 2017 in Nashua, NH. Hosted by the New England Lead Coordinating Committee, the conference will include a variety of educational sessions focusing on lead prevention, policy, model programs, outreach, the EPA’s Renovation, Remodeling and Repair Rule (RRP), lead abatement, compliance, and the economics of lead poisoning.
Read more >
October 4, 2017 in Events, Local Interest
The Narragansett Times: Dziobek steps down as Welcome House director
By KENDRA GRAVELLE Sep 29, 2017
SOUTH KINGSTOWN—When Joseph Dziobek accepted the position of executive director of Welcome House of South County nearly three years ago, he had expected the job would make for a simple transition into retirement.
But what was intended as a part-time gig turned into much more than that for Dziobek, who this week left his post.
“It’s been a challenge,” said Dziobek, whose last day on the job was Monday. “And it’s been very satisfying—I feel very close to the people who have been a part of it.”
Dziobek, 66, took the job at Welcome House after retiring from his career as CEO of Fellowship Health Resources. He said he intended only to stay for two or three years.
October 4, 2017 in Local Interest
Final Days to Register: 2017 Housing Fact Book Release
Date: Wednesday, October 11, 2017
Luncheon: 12:00pm - 1:30pm
Location: Rhode Island Convention Center, 1 Sabin Street, Providence RI
October 3, 2017 in Events, Local Interest
Rhode Island College: The Defamation Experience
Monday, October 30, 2017
5:00PM - Doors Open
6:00PM - Performance
SPONSORED BY: THE DIVISION OF COMMUNITY EQUITY AND DIVERSITY AND THE DIVISION OF STUDENT SUCCESS
THE PLAY * THE DELIBERATION * THE DISCUSSION
September 27, 2017 in Events, Local Interest
NLIHC: Sign Letters to Support Equitable Housing Recovery after Devastating Hurricanes
Help ensure that low income people and neighborhoods are treated fairly after Hurricanes Harvey, Irma, and Maria. A broad coalition of national, state, and local organizations is calling on Congress, FEMA, and HUD to ensure that the federal response to Hurricanes Harvey, Irma, and Maria is complete and equitable for everyone, especially families and individuals with the lowest incomes who are often the hardest hit by disasters and have the fewest resources to recover afterwards.
September 27, 2017 in Local Interest, National News
Roger Williams University: Social Justice Month Events
Thursday, Oct 19
Mary Tefft White Center
How Housing Works
4:00pm – 6:00pm
Sponsored by Housing Works RI and RWU Chief Diversity Officer
Keywords: socioeconomic status, race, jobs, housing, equity
Workshop with Brenda Clement, Director of Housing Works Rhode Island and Ame Lambert, RWU Chief Diversity Officer.
An overview of housing issues in Rhode Island and connections to the larger social justice agenda.
September 25, 2017 in Local Interest
Providence Journal: People on the move for the week of Sept. 17
Posted Sep 13, 2017 at 5:34 PM
Updated Sep 13, 2017 at 5:34 PM
Rhode Island LISC
Rhode Island Local Initiatives Support Corportation has welcomed two new employees. Jeremiah O’Grady, of Lincoln, joined LISC as program officer after spending more than 12 years at ONE Neighborhood Builders as real estate project manager and director of asset management and operations.
Liz Klinkenberg, of Warwick, was hired as communications director. She brings more than 15 years of public relations experience to her new position, including work for The Miami Herald and The Providence Journal.
The Providence American: Reed Announces $300k in Community Development Grants for NeighborWorks Affiliates
WASHINGTON, DC – In an effort to promote healthy, vibrant neighborhoods across Rhode Island, U.S. Senator Jack Reed today announced an additional $300,000 in federal funding for three Rhode Island-based affiliates of NeighborWorks America (NeighborWorks). These federal funds will help NeighborWorks Blackstone River Valley, ONE Neighborhood Builders, and West Elmwood Housing Development Corporation to provide affordable housing opportunities, generate job growth, and enhance economic stability for working families. Earlier this year, Senator Reed also helped to secure over $750,000 in federal funding for NeighborWorks affiliates in Rhode Island, bringing total NeighborWorks investment in the state to above $1 million for fiscal year 2017.
September 21, 2017 in Federal News, Local Interest
The Providence American: Providence Unveils PVD Gives Donation Station
PROVIDENCE, RI – Mayor Jorge O. Elorza today joined members of the City Council, public safety officials, and community leaders who have been named to the PVD Gives commission for the unveiling of the City’s first Donation Station at Kennedy Plaza. The retrofitted parking meter is one of ten stations that will be installed across the city to collect funds that will support local organizations that provide housing and services to those in need.
“PVD Gives and the new Donation Stations make it easier to give back,” said Mayor Jorge Elorza. “Our collective generosity can make all the difference in the lives of those striving to get back on their feet. I encourage visitors and residents to chip in and be part of the solution.”
September 21, 2017 in Local Interest
Providence Journal: Report: New England losing 65 acres of forestland per day
By Steve LeBlanc / Associated Press
Posted Sep 19, 2017 at 11:21 AM
Updated Sep 19, 2017 at 11:21 AM
BOSTON — New England has been losing forestland to development at a rate of 65 acres per day — a loss that comes at a time when public funding for preservation of open land, both state and federal, has also been on the decline in all six states.
That’s the conclusion of a report released Tuesday by the Harvard Forest, a research institute of Harvard University.
The study found public funding for land conservation in New England dropped by half between 2008 and 2014 to $62 million per year, slightly lower than 2004 levels.
(Note: Over the last few weeks WhatsUpNewp has been exploring affordable housing issues. Last Friday, HousingWorksRI released its annual Fact Book, providing a detailed look at how the state and its municipalities are addressing affordable housing issues. To view our stories and podcast in this series, visit Affordable Housing. Meanwhile, we’ll be continuing our affordable housing series in the upcoming weeks.)
Businesses and communities benefit when there’s adequate affordable housing for moderate- and low-income individuals and families, a message that affordable housing advocates believe will begin to get those who typically have ignored the issue, to begin taking it seriously.
“A policy window is opening,” said Dr. Tiffany Manuel, a housing advocate, speaking at the HousingWorksRI luncheon at which the organization unveiled its 2018 Housing Fact Book. “Nationally we have a moment. How do I make them care? Why it’s important. Why it makes us better.”
Her premise is to equate affordable housing with economic development.
It’s an approach that is well documented on various websites that not only show the jobs created by construction but the number of employees that would be served by an increase in affordable housing.
Manuel’s comments came on the day that HousingWorksRI unveiled findings that only reinforced Manuel’s characterization of the “severity of the housing crisis.”
According to HousingWorksRI households at or below the state’s median household income of $58,387 could only afford to buy single-family homes in two (Central Falls and Providence) of Rhode Island’s 39 municipalities.
Only six municipalities (up from five last year) have reached the mandated 10 percent of affordable housing, legislation that was adopted nearly three decades ago. Burrillville became the sixth community reaching the threshold, joining Central Falls, Newport, New Shoreham (Block Island), Providence, and Woonsocket.
The state law requires municipalities to “ensure a minimal number (10 percent) of quality, affordable homes are available to low- and moderate-income Rhode Islanders for a minimum of 30 years,” according to HousingWorks RI.
The lack of affordable housing is reflected upon the number of Rhode Islanders struggling to meet mortgage payments or rent.
“The continuous climb in the cost of housing and lack of new homes has left more than 145,000 Rhode Island households, or 35 percent of all households, cost-burdened, meaning they spend more than 30 percent of their income on housing costs,” according to the Fact Book. Some 44 percent of the 145,000 households that are cost burdened are considered “severely cost burdened,” spending more than 50 percent of their income on housing costs.
Some other of HousingWorks key findings:
Manuel emphasized the importance of federal, state, and municipalities of addressing affordable housing issues as a way of fueling the economy, good for businesses and communities. Here’s what some others say:
Courtesy of WhatsUpNewp
KENDRA GRAVELLE | Jul 27, 2018
SOUTH KINGSTOWN — An application by the South Kingstown Land Trust requesting funding from the town’s open space bond fund to purchase and preserve a 43-acre property sparked a debate Monday about how closely the issues of land preservation and affordable housing are tied.
Following hours of back-and-forth—with around a dozen members of the public speaking in favor and nearly 40 individuals and organizations expressing support in letters and emails—the town council decided in a split vote during its meeting Monday to approve the request for $382,000 to purchase the property. Councilors Liz Gledhill and Joe Viele opposed.
“One of the things about this parcel is that there’s lots of different natural resources,” Joanne Riccitelli, land protection director at the SKLT, said Monday about the land, owned currently by the Boy Scouts. “Often we come [across] a project that is just about farmland, it’s just about forest, it’s just about wetlands—this one is about almost everything.”
Located on the south side of Worden’s Pond Road, the land features healthy soil, is a rare species area and could provide drinking water protection.
SKLT has already secured a purchase and sale agreement for the land, which all together will cost $767,500—the land trust has also received a $205,000 award from the Rhode Island Department of Environmental Management for the property’s purchase.
Surrounded by other protected properties and located across the street from Tuckertown Park, Planning Director Chelsea Siefert explained that just 14 acres of the land could actually be developed, and on it up to 17 units could be built.
“Our town and our voters have always really supported open space protection,” Riccitelli said, adding that a $3 million local open space bond was passed in 2006 with an 80 percent approval rate.
“I’m not sure anything gets that kind of approval,” she continued.
Currently 32 percent of the land in town is protected, while more than 2,800 acres of that is protected through the land trust. Resident Kevin McDonough pointed out that in fact most of that land is protected by the state.
McDonough argued that the community’s overwhelming approval of the bond in 2006 was a clear indication of its support for open space.
“They obviously felt there was more [preservation] to be done,” he said. “There’s more balance that’s needed—and that’s all we’re asking for is balance. Balance between development and conservation.”
But although many who spoke Monday shared McDonough’s sentiments, others suggested that instead of adding to the town’s preserved open space the town council should consider the affordable housing that could be built on the Boy Scouts’ property.
Marc Archambault, who has served for many years on the affordable housing collaborative, called the town’s lack of affordable housing—and its lack of rental units, in particular—a “sad situation.”
“I’m here to talk about the other side,” Archambault began.
There’s been a lot of discussion in recent months over affordable housing in South Kingstown. While a state mandate indicates that 10 percent of the year-round housing in a given town should be deed-restricted affordable, currently in South Kingstown just 5.6 percent of the housing falls under that category.
“I’m here because we have a housing problem that is huge—it’s the worst I’ve ever seen it,” said Archambault, who’s also a realtor in town. “We just need to have some empathy about the people who can’t be here.”
“I like open space,” he continued, “but I think the time has come to be more fair.”
Resident Jonathan Daly Labelle agreed.
“[Affordable housing] kind of has been avoided in years past,” he said, adding that he commends the town council for addressing the issue now. “People can’t afford to live here.”
Still, while adding affordable housing would for many make living in town more feasible, resident Jeanine Silversmith argued open space also attracts new residents—in fact, Silversmith said she moved to town from an urban area almost a decade ago largely because of the open space.
“I am very much in support of open space, but I’m also very much in support of affordable housing,” she said, “and I think the two could live side-by-side.”
Martha Day, a South Kingstown resident and real estate attorney in town, echoed that.
“I’m pleased to hear a lot of comments tonight to indicate that affordable housing and land preservation are not mutually exclusive,” she said.
Julia Landstreet, executive director of the South Kingstown Land Trust, agreed. Following a suggestion by council vice president Abel Collins that the land trust and affordable housing collaborative work together, Landstreet added that such a partnership is “very logical.”
Landstreet said that building on the Boy Scouts’ property—with its rich natural resources—would not be worth the level of destruction it would cause.
“What you are sacrificing to plop  houses in the middle of this pretty significant expanse of forestland,” she said, “weighing the pros and cons, you’re not really getting bang for the buck.”
Town council president Meg Healy also argued that since developers are only required to make 20 percent of a development affordable, it’s possible the land on Worden’s Pond Road may only yield two affordable housing units.
Healy added that while she’s concerned about affordable housing, she also “has to represent the will of the voters.”
“I want to think about this with my heart, but I have to think about it with my head,” she continued. “And when 80 percent of the voters voted for open land, I can’t negate the voice of the people.”
While he’s been a strong advocate for affordable housing, Collins added that Monday’s public hearing was about “the best use for this particular parcel of land.”
“I think everybody on the council is dedicated to providing more affordable housing in town,” he said, adding, “there are appropriate places to do that.”
He spoke about increasing density in portions of town that are already developed—for example, on Tower Hill Road.
“That’s how you get to 40,000 people in town, if that’s what you want to see,” he continued. “It’s not by encouraging more suburban sprawl into areas where there aren’t services for people.”
Gledhill however took a different stance.
“I know we’re talking about 17 housing developments and it doesn’t sound like a lot but when is it going to be enough?” she said. “How many plots do we have that are this large that are available for development in South Kingstown? There’s not many.”
She added that the issues of affordable housing and land preservation are “so intertwined.” And although she appreciates open space, she said what she wants more than that is for her own kids to be able to live in town in the future.
“We talk about our vision for this town,” she continued. “I have a vision of community and families coming here—young families that are going to contribute to our tax base… and I just don’t know that spending money toward these things anymore is feasible. We’re in a legitimate housing crisis.”
For Viele, the opposition had more to do with finances.
“I could almost predict this day coming,” he said, adding that the major bonding expected to come with overhauling school facilities places a restriction on what can be done “for other wants and needs in the community.”
Finally, councilor Bryant Da Cruz said while he struggled with the decision, he agreed the best use for the land in question would be to preserve it.
Courtesy of Narragansett Times
Pleased by the favorable reception the Planning Board gave the Cherry Hill Lane affordable housing development on May 9, the members of the Block Island Housing Board turned toward implementing that project and others at their May 15 meeting.
“We were thrilled with the Planning Board's support, and look forward to their decision,” Housing Board Chair Cindy Pappas said. The five-home subdivision off Cooneymus Road has been the target of neighbors' objections throughout the permitting process.
Once the Planning Board issues a decision — expected at its June meeting — the next pending issue will be preparing Requests for Proposals for construction, Pappas told the Housing Board. She added that Town Manager Ed Roberge has volunteered to help, drawing on his expertise in developing RFPs.
An infrastructure RFP comes first, and will include the access road, drainage and septic systems, wells, water lines and other underground utilities.
“We know the road standards,” Pappas continued, referring to engineering protocols for the right of way that will serve the new homes and provide a throughway to abutting properties. The septic system design is done and awaiting approval by the state. Member John Spier advised including the final landscaping in the infrastructure RFP, to ensure that the first site work will not have to be redone at the end. Landscape design has been one of the sticking points with the abutting property owners.
Whether the new homes will use modular or stick-built construction is also yet to be determined. Pappas said she will follow up with a modular home builder in Connecticut, and Spier said he will keep in contact with the project's architect, Frank Karpowicz.
Consulting on Merck project
The Housing Board is working with island property owner Josie Merck on the sale of two existing homes, converting them to affordable housing units in the process. Kim Gaffett represented Merck at the meeting to discuss agreements and covenants that will apply to those homes. The homes will be occupied by the current tenants.
“It's well in Joe [Priestley]'s hands,” Gaffett said, referring to Merck's attorney; “he has all the templates.” Gaffett said some “site-specific” conditions may be added, such as limiting mowing of open space and agreements to share maintenance costs of a well and an access road.
Other provisions could establish precedents for future affordable housing projects on the island: Requiring a homeowners' association be created — even for a two-unit development — with a member of the Housing Board serving as an “arbitrator” between the owners, in Spier's phrase; and allowing the owners' children to inherit the property, with the original covenants and conditions continuing to apply.
“We will say the kids can inherit unless told otherwise,” said Gaffett.
Pappas replied that while the Housing Board hasn't taken a position on inheritance policies, “The point is to keep the house in the affordable pool in perpetuity.”
“That's what we're striving for,” Gaffett said. “We're still optimistic that the details will all work out.” Merck's proposal will go before the Planning Board in June.
The Housing Board commented briefly on two other housing matters. Spier said of a parcel recently acquired from the Ball-O'Brien families, “We'll decide what we want to do, and then find out what we can do.”
Pappas replied that she was “still hoping for a mix of homeownership and rental housing” on that parcel, which is adjacent to the E. Searles Ball rental apartments on West Side Road. Spier noted that “homeownership tends to produce a better neighborhood than just rental.”
Pappas also reported that Town Manager Roberge had recently convened a meeting to talk about housing. “Obviously, the town is very interested in housing issues,” she said, noting the vote at the Financial Town Meeting to issue bonds to construct housing for town employees on the Thomas property across High Street from the Block Island School.
However, the Thomas property is not an affordable housing project as described now, she said.
Courtesy of The Block Island Times
In his remarks at the NMHC's Fall Meeting, Carson essentially rehashed what he has been saying all along: Less money, fewer regulations, better programs and an incentive to move out are the factors in the public housing reform he thinks the nation needs. Time will tell whether his policies help or worsen the affordability crisis.
Courtesy of HousingWire
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