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Stepstone Falls

West Greenwich at a Glance:

The town of West Greenwich is located in Kent County, Rhode Island. West Greenwich was set off from East Greenwich and incorporated by the General Assembly on April 6, 1741.
According to the United States Census Bureau, the town has a total area of 51.3 square miles, of which 0.7 square miles is water.
West Greenwich's governmental structure is comprised of a five-member Town Council and a Town Administrator.

Housing Facts: 2009

Typical monthly housing payment* for a $257,500 house $1,864
Household income required to afford a $257,500 house $74,546
Average monthly rent for a two-bedroom apartment $1,170
Household income required for that rent to be affordable $46,800
Average private-sector wage for jobs in West Greenwich $56,004
Housing Units in West Greenwich  
Number of year-round housing units 1,787
Housing units that quality as affordable 34
Affordable housing units reserved for the elderly 0
Affordable housing units reserved for families 19
Affordable housing units reserved for persons with special needs 15
Homes funded through Building Homes Rhode Island 0
How much housing is needed?  
Additional housing units necessary to meet the 10% threshold established by the State's Low and Moderate Income Housing Act of 2004 145

*Calculated using a 30-year mortgage at 5.04% interest (2009 average rate) with a 5.75% down payment (which includes a 3.5% down payment and a 2.25% one-time mortgage insurance fee), property taxes (the state's average rate of $14.36 per $1,000 of the home's valuation), hazard insurance ($60/month), and monthly mortgage insurance (0.6%/month).