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William Kite Architects rendering of Kingstown Crossings

North Kingstown at a Glance:

The town of North Kingstown is located in Washington County, Rhode Island. The historic districts of Saunderstown, Hamilton Mill Village, Davisville and Crowfield are located in North Kingstown, as well as historic Wickford Village. North Kingstown covers 58.3 square miles, of which 14.8 square miles is water. It was incorporated in 1674. North Kingstown's governmental structure is composed of five-member Town Council and a Town Manager.

Housing Facts: 2009

Typical monthly housing payment* for a $292,000 house $1,999
Household income required to afford a $292,000 house $79,949
Average monthly rent for a two-bedroom apartment $1,209
Household income required for that rent to be affordable $48,360
Average private-sector wage for jobs in North Kingstown $39,676
Housing Units in North Kingstown  
Number of year-round housing units 10,477
Housing units that quality as affordable 847
Affordable housing units reserved for the elderly 170
Affordable housing units reserved for families 556
Affordable housing units reserved for persons with special needs 121
Homes funded through Building Homes Rhode Island 46
How much housing is needed?  
Additional housing units necessary to meet the 10% threshold established by the State's Low and Moderate Income Housing Act of 2004 201

*Calculated using a 30-year mortgage at 5.04% interest (2009 average rate) with a 5.75% down payment (which includes a 3.5% down payment and a 2.25% one-time mortgage insurance fee), property taxes (the state's average rate of $14.36 per $1,000 of the home's valuation), hazard insurance ($60/month), and monthly mortgage insurance (0.6%/month).