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Kingstown Crossing developed by Crossroads Rhode Island. Funded in part through BHRI.
Construction at Kingstown Crossing. Funded in part through BHRI.

North Kingstown at a Glance:

The town of North Kingstown is located in Washington County, Rhode Island. The historic districts of Saunderstown, Hamilton Mill Village, Davisville and Crowfield are located in North Kingstown, as well as historic Wickford Village. North Kingstown covers 58.3 square miles, of which 14.8 square miles is water. It was incorporated in 1674. North Kingstown's governmental structure is composed of five-member Town Council and a Town Manager.

Housing Facts: 2011

Typical monthly housing payment* for a $280,000 house $2,174
Household income required to afford a $280,000 house $86,959
Average monthly rent for a two-bedroom apartment $1,175
Household income required for that rent to be affordable $47,000
Average private-sector wage for jobs in North Kingstown $47,268
Foreclosures in North Kingstown  
Actual number of foreclosures 36
Total number of mortgaged housing units 5,755
Foreclosures as a percentage of mortgaged stock 0.60%
Housing Units in North Kingstown  
Number of year-round housing units 10,953
Housing units that quality as affordable 753
Affordable housing units reserved for the elderly 170
Affordable housing units reserved for families 461
Affordable housing units reserved for persons with special needs 122
Homes funded through Building Homes Rhode Island 66
How much housing is needed?  
Additional housing units necessary to meet the 10% threshold established by the State's Low and Moderate Income Housing Act of 2004 342

*Calculated using a 30-year mortgage at 4.45% interest (2011 average rate) with a 3.5% down payment, property taxes (the state's median rate of $17.95 per the $1000 of the home's valuation), hazard insurance ($100/month), monthly mortgage insurance (1.25%/month).