HAF-RI Open for Applicants!

RIHousing is pleased to share that the new, statewide homeowner assistance program, Homeowner Assistance Fund Rhode Island (HAF-RI), has officially opened and the online portal is available for applicants.

Program Overview

Funded via $50 million through the federal American Rescue Plan Act Homeowner Assistance Fund (HAF), the new homeowner assistance program will provide much-needed financial assistance to eligible Rhode Island homeowners who have struggled to make mortgage payments and/or housing-related expenses due to the COVID-19 pandemic.

Eligible applicants can receive up to 24 months of assistance, not to exceed $50,000. Applicable expenses include mortgage arrearages, monthly mortgage payments, principal reduction, property taxes, homeowner association fees, and condominium association fees. Those who qualify for mortgage assistance or assistance for other foreclosable liens may also receive payment assistance for utilities, flood or mortgage insurance, or other mortgage-related expenses. Generally, program assistance will be paid directly to the mortgage servicer, utility provider or other entity owed housing-related costs.

Eligible homeowner applicants must meet all of the following criteria to be eligible for assistance through HAF-RI:

• Household must be below certain income limits, which varies by household size.
• Must own and occupy a 1 to 4-unit dwelling in Rhode Island.
• Must have experienced a COVID-19 related financial hardship after January 21, 2020.
• Original mortgage balance must have been less than $548,250.

How to Apply

Applicants are able to apply online using one, user-friendly website portal >

Program information, eligibility criteria and FAQs can be found at: www.RIHousing.com/HAFRI

Please share this information with your contacts and help us spread the word about this important homeowner assistance program!

• HAF-RI One-Pager 
• HAF-RI Community Engagement Toolkit